-Watch Financing Via Affirm-

-3,6 and 12 Month Financing is Available

Affirm & Watch My Diamonds have teamed up to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at check out is always what you’ll actually pay. 

Quick and Easy

Simple Checkout

Checkout is easy, just select Affirm and enter some basic information for an instant loan decision

Safe & Secure

There's no card number to steal, so your account stays secure

You're in Control

Checkout is easy, just select Affirm and enter some basic information for an instant loan decision

Instant Decision

Your loan is complete and we can process your order immediately. 

Frequenstly Asked Questions

What information does Affirm require?

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

Yes, when you first create an Affirm account, Affirm perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.

Your name, email, mobile phone number, birthday and last 4 digits of SSN is the information required to apply to affirm. 

Affirms tries hard to approve every purchase but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.

No, there are no prepayment penalties or fees for paying off your loan early. Also, if you pay off your entire loan before the final due date, you will pay interest only for the period that you borrowed the money. Affirm rebates any unearned portion of the finance charge for the remaining loan period. To see the total pay-off amount, go to your Affirm account and click on ‘Make Payment’.